Banks treat you as a lower-risk borrower. That unlocks 90–95% LVR without Lenders Mortgage Insurance — saving up to $25,000 on a $1M purchase.
Standard borrowers are capped at 80% LVR. Medical professionals can access 90%. On the same $800K property with a $520K loan, that’s an extra $80K to deploy — with zero LMI.
“I want every client to look back in ten years and be glad they bought, not sorry they waited. That was the right move.”
Your advantage — no LMI paid
Most investors pay Lenders Mortgage Insurance to borrow above 80% LVR. As a medical professional, that fee disappears entirely — tens of thousands kept in your pocket, not the bank’s.
PROFESSION
Examples
Lender policies change regularly. Book a call to confirm your exact options.
You’ve probably seen websites shouting about “100% loans with no LMI for doctors!” Here’s the truth — and why it’s bait advertising, not a genuine benefit.
Questions we answer every week on strategy calls. If yours isn’t here, book a call — it’s free and takes 15 minutes.
Book a free 15-minute strategy call. We’ll confirm your LVR, usable equity, and loan structure options — no obligation, no commission agenda.
General information only. Lending policies change regularly. We assess serviceability and product fit before making any recommendation. This content does not constitute financial or mortgage advice. Always seek advice from a qualified mortgage broker or financial adviser before making any lending decisions.